Direct bank feeds may take up to ten days to begin and do not provide transactions dated before activation.
Businesses switching mid-period may need another method to enter historical bank activity.
Evidence source ↗
Reckon One
Reckon One is cloud accounting software for Australian and New Zealand businesses, with invoicing, bank feeds, reporting and optional payroll plans.
6 key claims verifiedOur editorial team checked this profile against pricing information, product documentation, vendor documentation. Supported by 5 documented sources.
Editorial overview
Aggregated Overview
Official product materials document accounting, bank feeds, invoicing, reporting, optional payroll, mobile apps and a REST API. Small public review samples are positive overall, but do not establish broad user consensus.
This profile combines documented product information and independent evidence where available. It is not a hands-on test unless TechZella explicitly identifies one.
Reckon One Decision Snapshot
A quick way to understand who this product may suit, where its limits matter, and which facts are most relevant before you compare alternatives.
Best suited to
Australian small businesses needing cloud bookkeeping, GST/BAS reporting, invoicing and optional payroll, with mobile companion apps and bank feeds.
Look elsewhere if
Businesses needing multi-currency accounting should assess alternatives; Reckon's own comparison material marks multi-currency unavailable for Reckon One Ultimate, and should evaluate alternatives such as Xero or QuickBooks Online instead.
Platforms
Android, iOS, REST API, SaaS, Web
TechZella assessment
7.9/10
Reckon One — What Sets It Apart?
These are the product-specific differences that may matter when deciding whether the software fits your workflow. They are based on documented evidence rather than a universal ranking.
- Accounting and payroll are offered as separately selectable tiers, with a combined Ultimate option in Australia.
- The vendor documents a REST/JSON API and an integration marketplace for third-party applications.
- Accounting plans are available in Australia and New Zealand, while payroll and Ultimate are Australia-only.
Reckon One Pros & Cons
Pros
- Combines accounting workflows with optional Australian payroll plans.
- Offers bank feeds, GST/BAS tracking, invoicing, budgets and reports.
- Provides a 30-day trial and a free onboarding session for new trial users.
- Supports browser use, mobile companion apps and a documented REST API.
Cons
- Payroll employee limits depend on plan tier.
- Direct feeds can take up to ten days to activate and do not supply historical transactions.
- The vendor's comparison identifies multi-currency as unavailable in Reckon One Ultimate.
- Several plan details and regional features differ between Australia and New Zealand.
Reckon One Gotchas & Operational Limits
These are documented constraints or practical friction points that may matter before you adopt the product.
Payroll Essentials supports up to four employees and Payroll Plus supports up to ten.
Growing employers may need to move to Payroll Premium or an eligible Ultimate plan.
Evidence source ↗The current new-customer promotion is limited to the first Reckon One book and expires October 31, 2026, unless withdrawn earlier.
The promotional monthly charge differs from the listed recurring rates, so buyers should compare the renewal price.
Evidence source ↗Reckon One Pricing & Plans
Accounting Plus
AUD $24 regular monthly rate; current qualifying promotion $1/month for six months
month
Accounting plan; the official pricing page also lists annual billing and promotional terms.
Check current pricing →Accounting Premium
AUD $46 regular monthly rate; current qualifying promotion $1/month for six months
month
Higher accounting tier; see official page for current annual billing and offer terms.
Check current pricing →Ultimate
AUD $85 regular monthly rate; current qualifying promotion $1/month for six months
month
Australian combined plan with accounting and payroll; eligibility and promotion terms apply.
Check current pricing →Payroll Essentials
AUD $16 regular monthly rate; current qualifying promotion $1/month for six months
month
Payroll plan for up to four employees.
Check current pricing →Payroll Plus
AUD $32 regular monthly rate; current qualifying promotion $1/month for six months
month
Payroll plan for up to ten employees.
Check current pricing →Payroll Premium
AUD $60 regular monthly rate; current qualifying promotion $1/month for six months
month
Payroll plan for unlimited employees.
Check current pricing →Pricing may change. Verify current plans on the vendor's website.
Quick Comparison
Compare the product with documented alternatives across the factors that can change a buying decision. Each row is evidence-backed rather than a generic feature checklist.
Reckon One vs. Xero
Documented comparison| Decision factor | Reckon One | Xero |
|---|---|---|
| User access | Reckon advertises unlimited users on Reckon One plans. | Xero says all business plans include unlimited users. Source ↗ |
| Payroll scope | Reckon offers separate Australian payroll tiers, from four employees to unlimited employees. | Xero's Australian plans include payroll for specified employee counts, which vary by tier. Source ↗ |
| Core accounting features | Reckon describes invoicing, GST/BAS tracking, budgets, bank feeds and reports across its accounting offer. | Xero lists bank reconciliation, GST/BAS tracking, financial reports and app ecosystem access across its business plans. Source ↗ |
Reckon One vs. QuickBooks Online
Documented comparison| Decision factor | Reckon One | QuickBooks Online |
|---|---|---|
| User access | Reckon advertises unlimited users on Reckon One plans. | QuickBooks Online lists user limits by plan, from one user on Simple Start to 25 on Advanced. Source ↗ |
| Payroll scope | Reckon offers Australia-only payroll plans, with employee limits that depend on the selected plan. | QuickBooks Australia lists payroll as an add-on powered by Employment Hero. Source ↗ |
| Core accounting features | Reckon documents GST/BAS, budgeting, invoicing, bank connections and reporting. | QuickBooks lists income and expenses, invoices and quotes in Simple Start, with supplier bills, inventory and project capabilities in higher plans. Source ↗ |
Only factors supported by the available research are shown. The comparison is descriptive, not a ranking.
Reckon One Competitors & Alternatives
Compare similar products directly, then see which alternatives may make more sense when your requirements differ.
At a glance
Accounting Software| Decision factor | Reckon One | Xero | QuickBooks Online |
|---|---|---|---|
| User access | Reckon advertises unlimited users on Reckon One plans. | Xero says all business plans include unlimited users. Source ↗ | QuickBooks Online lists user limits by plan, from one user on Simple Start to 25 on Advanced. Source ↗ |
| Payroll scope | Reckon offers separate Australian payroll tiers, from four employees to unlimited employees. | Xero's Australian plans include payroll for specified employee counts, which vary by tier. Source ↗ | QuickBooks Australia lists payroll as an add-on powered by Employment Hero. Source ↗ |
| Core accounting features | Reckon describes invoicing, GST/BAS tracking, budgets, bank feeds and reports across its accounting offer. | Xero lists bank reconciliation, GST/BAS tracking, financial reports and app ecosystem access across its business plans. Source ↗ | QuickBooks lists income and expenses, invoices and quotes in Simple Start, with supplier bills, inventory and project capabilities in higher plans. Source ↗ |
Only factors supported by the available research are shown. The comparison is descriptive, not a ranking.
Direct competitors
These products address broadly similar requirements. The descriptions focus on documented reasons a buyer might compare them with Reckon One.
Overview
Reckon One is a cloud accounting product from Reckon Limited. Its accounting plans cover business bookkeeping, invoices, bank feeds, budgets, GST/BAS tracking and reporting. Australian customers can add payroll or select the combined Ultimate plan.
The vendor documents browser access, iOS and Android companion apps, and a RESTful JSON API. Accounting plans are available in Australia and New Zealand; payroll and Ultimate are restricted to Australia.
Reckon One Features
Accounting
- Invoicing and invoice reminders
- Payments and expense tracking
- Bank feeds and reconciliation
- GST and BAS tracking and reporting
- Budgets and financial reports
Payroll
- Pay runs and payroll reporting
- Superannuation calculations
- Leave and entitlements tracking
- Single Touch Payroll
- Payroll mobile companion app
Integrations and access
- RESTful JSON API
- Developer portal and add-on marketplace
- Open Banking, direct and Yodlee bank feeds
- iOS and Android companion apps
Demo & Screenshots
Reckon One Specifications
| Deployment | Cloud-based browser application |
|---|---|
| API | RESTful API; JSON |
| Free trial | 30 days for new customers |
| Accounting regions | Australia and New Zealand |
| Payroll regions | Australia only |
| Payroll employee limits | Essentials: up to 4; Plus: up to 10; Premium: unlimited |
| Bank feed options | Open Banking, direct feeds and Yodlee |
| Users | Vendor advertises unlimited users |
Deployment & System Footprint
Verified installation, hosting, administration, or environment details that can affect implementation.
| Installation or hosting | Browser-based cloud application; no local installation requirement is stated for Reckon One. Source ↗ |
|---|---|
| Mobile access | Dedicated iOS and Android companion apps are listed for invoicing and payroll workflows. Source ↗ |
Migration & Lock-In
Documented portability, standards, export, or switching considerations. No switching-cost score is shown unless the evidence supports one.
Migration support
The official setup guide includes separate migration paths for existing Reckon Accounts or Hosted users. The current offer describes free migration of one year of historical data plus year-to-date data for paid subscriptions.
Evidence source ↗Our evidence-based assessment
TechZella Score
A proprietary editorial score based on product capabilities, usability, value, performance, support and user sentiment evidence.
7.9/10Moderate confidence
Official product materials document accounting, bank feeds, invoicing, reporting, optional payroll, mobile apps and a REST API. Small public review samples are positive overall, but do not establish broad user consensus.
Methodology v1.0. The assessment weighs feature coverage (25%), ease of use (15%), value for money (20%), performance (15%), support (10%) and user sentiment (15%), using researched product evidence and verified review evidence where available. It is a TechZella editorial assessment, not a direct user-review average.
Editorial transparency
Our Review Methodology
Key claims are linked to the sources used to verify them. This evidence record is separate from third-party user ratings.
TechZella evaluates software using documented product capabilities, pricing information, usability and value considerations, independent user evidence where available, and competitive context. The assessment is an editorial review, not a hands-on test unless one is explicitly identified. Our editorial assessment is based on 5 documented sources.
What TechZella adds
- Accounting and payroll are offered as separately selectable tiers, with a combined Ultimate option in Australia.
- The vendor documents a REST/JSON API and an integration marketplace for third-party applications.
- Accounting plans are available in Australia and New Zealand, while payroll and Ultimate are Australia-only.
Important limitations
- Payroll Essentials and Payroll Plus cap employee counts at four and ten respectively; unlimited payroll requires Premium or Ultimate.
- The vendor's upgrade comparison identifies multi-currency as unavailable in Reckon One Ultimate.
- Direct bank feeds can require bank-specific steps and may take up to ten days to start; historical transactions are not supplied by direct feeds.
Evidence-backed claimsReckon One is a browser application with a RESTful API that returns JSON. Accounting plans are offered in Australia and New Zealand; payroll and Ultimate are Australia-only. Payroll Essentials is limited to four employees, Payroll Plus to ten, and Payroll Premium is unlimited. Reckon One supports bank feeds through Open Banking, direct feeds and Yodlee. A 30-day free trial is available to new customers. Reckon One has an active developer program and public API documentation.
Reckon's API help describes Reckon One as a browser application available in Australia, New Zealand and the UK, integrated through a RESTful API and JSON.
View source ↗Verified 2026-10-18The help centre distinguishes regional availability for accounting, payroll and Ultimate plans.
View source ↗Verified 2026-10-18Reckon's plan documentation lists the employee caps for each payroll tier.
View source ↗Verified 2026-10-18Reckon's help article describes the three available bank feed types and notes that availability depends on the bank and account.
View source ↗Verified 2026-10-18Reckon's subscription instructions state that new customers can receive a 30-day free trial.
View source ↗Verified 2026-10-18The developer portal describes the Reckon API, a free developer partner program and an add-on marketplace.
View source ↗Verified 2026-10-18FAQ
Does Reckon One offer a free trial? Yes. Reckon’s help centre describes a 30-day trial for new customers.
Does Reckon One have an API? Yes. Reckon documents a RESTful API using JSON and provides developer resources.
Which platforms are supported? Reckon One is browser-based, with dedicated iOS and Android companion apps for invoicing and payroll.
Can it connect to bank accounts? Reckon documents Open Banking, direct bank feeds and Yodlee feeds. Availability depends on the institution and account.
Is payroll included everywhere? Payroll plans and Ultimate are Australia-only; accounting plans are available in Australia and New Zealand.
Community feedback
Reviews
No reviews yet. Be the first to share your experience.
Write a Review
Please log in to submit a review.