Official pricing does not show the Entrepreneur tier, although Capterra lists it at $15 per month for one user.
Confirm plan availability, included users and billing terms directly before budgeting.
Evidence source ↗
ZarMoney
ZarMoney is cloud accounting software combining invoicing, payables, bank reconciliation, financial reporting and inventory management for businesses.
6 key claims verifiedOur editorial team checked this profile against vendor documentation, company information, pricing information. Supported by 5 documented sources.
Editorial overview
Aggregated Overview
Feature breadth, public pricing and review-platform scores support a positive editorial assessment. Review evidence also points to uneven reporting depth and mobile feature parity; performance is not independently benchmarked.
This profile combines documented product information and independent evidence where available. It is not a hands-on test unless TechZella explicitly identifies one.
ZarMoney Decision Snapshot
A quick way to understand who this product may suit, where its limits matter, and which facts are most relevant before you compare alternatives.
Best suited to
Small and midsize businesses that want cloud accounting, invoicing, bank reconciliation and inventory controls in one system, especially when they need multiple users or locations.
Look elsewhere if
Organizations that require a broad, documented integration catalog, highly specialized inventory workflows or extensive mobile feature parity should verify those requirements before adopting it, and should evaluate alternatives such as QuickBooks Online or Xero instead.
Platforms
Android, API, iOS, SaaS, Web
TechZella assessment
8.1/10
ZarMoney — What Sets It Apart?
These are the product-specific differences that may matter when deciding whether the software fits your workflow. They are based on documented evidence rather than a universal ranking.
- Combines core bookkeeping with purchase and sales orders, multiple-warehouse inventory tracking and FIFO inventory costing.
- Publishes a REST API with OAuth 2.0 authorization and endpoints covering accounting, inventory, sales, purchases and expenses.
- Enterprise pricing is publicly stated from $350 per month for 30 or more users, with custom features and training listed.
ZarMoney Pros & Cons
Pros
- Combines accounting, invoicing, payables, order management and inventory functions.
- Supports multiple warehouse locations, inventory transfers and FIFO costing.
- Provides a documented REST API and webhook resources.
- Official pricing includes unlimited transactions on the Small Business plan.
- Offers a 15-day trial without requiring a credit card.
Cons
- Current official pricing page and Capterra differ on the $15 Entrepreneur tier.
- The API has a published cap of 1,000 calls daily and 60 calls per minute per organization.
- Public review summaries identify some concerns with report depth, mobile layout and advanced feature coverage.
- The public product pages reviewed do not fully specify third-party payment fees or comprehensive data-export options.
ZarMoney Gotchas & Operational Limits
These are documented constraints or practical friction points that may matter before you adopt the product.
The API is rate-limited to 1,000 calls per organization each day and 60 per minute.
Integrations with frequent polling or large synchronization jobs may need batching, backoff and careful capacity planning.
Evidence source ↗The 15-day trial ends with a paid-plan decision; trial data is retained for 60 days if the user does not subscribe.
Teams should test required workflows during the trial and export or subscribe before the retention period ends.
Evidence source ↗ZarMoney Pricing & Plans
Small Business
$20
month
Official pricing: includes two users; each additional user is $10 monthly. Unlimited transactions are listed.
Check current pricing →Enterprise
Starts at $350
month
Official pricing page lists 30+ users, custom features, specialized training, a dedicated account representative and phone support.
Check current pricing →Entrepreneur
$15
month
Capterra lists one user and unlimited transactions. This tier is not shown on the current official pricing page, so confirm availability with ZarMoney.
Check current pricing →Free trial
$0
15 days
Official site says no credit card is required; trial data is retained for 60 days after the trial ends.
Check current pricing →Pricing may change. Verify current plans on the vendor's website.
ZarMoney Competitors & Alternatives
Compare similar products directly, then see which alternatives may make more sense when your requirements differ.
Direct competitors
These products address broadly similar requirements. The descriptions focus on documented reasons a buyer might compare them with ZarMoney.
Overview
ZarMoney is cloud accounting software for business finance workflows. It combines invoicing, accounts payable and receivable, bank reconciliation, financial reporting and inventory controls.
Its inventory features include multiple warehouses, stock tracking, purchase and sales orders, warehouse transfers and FIFO costing. This breadth may suit businesses that want financial records and inventory activity connected in one cloud service.
The company says it was founded in Los Angeles in 2006. The official pricing page currently lists Small Business and Enterprise plans, while Capterra also reports a $15 Entrepreneur tier. Verify that lower-priced plan with the vendor before purchase.
ZarMoney Features
Accounting and reporting
- Chart of accounts
- Journal entries
- Bank deposits and transfers
- Bank reconciliation
- Sales-tax tools
- Profit and loss reports
- Balance sheet
- Trial balance
- Customizable reports
- 1099 reporting
Sales and receivables
- Invoices and recurring invoices
- Quotes and estimates
- Sales orders
- Customer statements
- Payment terms
- Customer credit limits
- Online card payments
- ACH/eCheck payments
Purchasing and payables
- Bills and expenses
- Purchase orders
- Bill approvals
- Check printing
- Receipt attachments
- Automatic expense recording rules
- Bank transaction matching
Inventory
- Multiple-warehouse tracking
- Barcode lookup
- Pick lists
- Warehouse transfers
- Unit-of-measure conversion
- Product fields and categories
- FIFO costing
Integration and access
- REST API
- OAuth 2.0 authorization
- Webhooks
- Role-based user permissions
- Restricted IP access
- Google Calendar synchronization
Demo & Screenshots
ZarMoney Specifications
| Deployment | Cloud-based SaaS; browser access |
|---|---|
| Mobile applications | Android listed by Capterra; iPhone and iPad app listed in Apple's App Store |
| API | REST API, OAuth 2.0, webhooks |
| API rate limits | 1,000 API calls per organization per day; 60 per minute |
| Free trial | 15 days; no credit card required |
| Trial data retention | 60 days after trial ends, according to official pricing FAQ |
| Import support | Customers, vendors, opening balances, items and services, quantities and values |
| Support | Phone weekdays, chat listed as 24/7, email; enterprise plan includes phone support |
Deployment & System Footprint
Verified installation, hosting, administration, or environment details that can affect implementation.
| Hosting | Cloud-based SaaS; the vendor says no local software installation is required. Source ↗ |
|---|---|
| Mobile access | Capterra lists Android and iPhone/iPad deployment; the Apple App Store lists ZarMoney for iPhone and iPad. Source ↗ |
| API | REST API using OAuth 2.0; documentation covers accounting records, inventory, sales, purchases, vendors, reports and webhooks. Source ↗ |
Migration & Lock-In
Documented portability, standards, export, or switching considerations. No switching-cost score is shown unless the evidence supports one.
Import support
The pricing FAQ says users can import customers and vendors, opening balances, items and services, including quantities and values.
Evidence source ↗Data export and portability
The reviewed public pricing and help pages did not establish a complete export scope or migration service for all historical data. Confirm supported formats and records with the vendor.
Evidence source ↗Our evidence-based assessment
TechZella Score
A proprietary editorial score based on product capabilities, usability, value, performance, support and user sentiment evidence.
8.1/10Moderate confidence
Feature breadth, public pricing and review-platform scores support a positive editorial assessment. Review evidence also points to uneven reporting depth and mobile feature parity; performance is not independently benchmarked.
Methodology v1.0. The assessment weighs feature coverage (25%), ease of use (15%), value for money (20%), performance (15%), support (10%) and user sentiment (15%), using researched product evidence and verified review evidence where available. It is a TechZella editorial assessment, not a direct user-review average.
Editorial transparency
Our Review Methodology
Key claims are linked to the sources used to verify them. This evidence record is separate from third-party user ratings.
TechZella evaluates software using documented product capabilities, pricing information, usability and value considerations, independent user evidence where available, and competitive context. The assessment is an editorial review, not a hands-on test unless one is explicitly identified. Our editorial assessment is based on 5 documented sources.
What TechZella adds
- Combines core bookkeeping with purchase and sales orders, multiple-warehouse inventory tracking and FIFO inventory costing.
- Publishes a REST API with OAuth 2.0 authorization and endpoints covering accounting, inventory, sales, purchases and expenses.
- Enterprise pricing is publicly stated from $350 per month for 30 or more users, with custom features and training listed.
Important limitations
- The official pricing page currently presents Small Business and Enterprise, while Capterra also lists a $15 Entrepreneur plan; buyers should confirm current availability with ZarMoney.
- The published API documentation sets organization limits of 1,000 calls per day and 60 calls per minute.
- Some Capterra reviewers describe limitations in reporting detail, inventory depth and integrations; these are reviewer observations, not independent product tests.
Evidence-backed claimsZarMoney was founded in 2006 in Los Angeles. The official Small Business plan costs $20 per month for two users, with additional users priced at $10 each monthly. The official free trial lasts 15 days and does not require a credit card. ZarMoney supports inventory operations across multiple warehouses and FIFO costing. The ZarMoney API uses REST and OAuth 2.0 and documents webhooks. Capterra lists ZarMoney at 4.7 out of 5 based on 95 reviews.
The company About page states the founding year and city.
View source ↗Verified 2026-10-18The official pricing page lists the monthly price and user allowance.
View source ↗Verified 2026-10-18The pricing FAQ states the trial duration and signup requirement.
View source ↗Verified 2026-10-18The product feature page lists multiple-warehouse inventory, warehouse transfers and FIFO cost methods.
View source ↗Verified 2026-10-18The API documentation describes REST resources, OAuth authorization and webhook resources.
View source ↗Verified 2026-10-18The public review profile displays the rating and review count.
View source ↗Verified 2026-10-18FAQ
Does ZarMoney offer a free trial? Yes. Its official pricing page states that the trial lasts 15 days and requires no credit card.
Is ZarMoney cloud-based? Yes. The vendor says users do not need to install software and can access accounts over an internet connection.
Does ZarMoney provide an API? Yes. Its documentation describes a REST API using OAuth 2.0. The stated organization limit is 1,000 calls per day and 60 calls per minute.
What integrations are listed? Capterra lists Stripe, PayPal, Gusto, Google Calendar and Zapier among the integrations. Check the current vendor integration catalog for availability and plan requirements.
Can users import data? The pricing FAQ says customers and vendors, opening balances, items and services, quantities and values can be imported.
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