A 30-day trial applies to software subscription costs, but certain financial service fees may still apply.
Trial users should review card and transaction charges instead of assuming all use is fee-free.
Evidence source ↗
Soldo
Soldo combines business payment cards, spend controls, receipt capture and reporting in a web platform with mobile apps. It offers accounting integrations and a Business API.
7 key claims verifiedOur editorial team checked this profile against company information, vendor documentation, pricing information. Supported by 7 documented sources.
Editorial overview
Aggregated Overview
Official materials document cards, budgets, receipt capture, reporting, accounting connections and an API. G2 shows a 4.5/5 score across 200 reviews; this assessment is not a hands-on test.
This profile combines documented product information and independent evidence where available. It is not a hands-on test unless TechZella explicitly identifies one.
Soldo Decision Snapshot
A quick way to understand who this product may suit, where its limits matter, and which facts are most relevant before you compare alternatives.
Best suited to
Businesses that want company cards, assigned budgets, transaction visibility and digital expense records connected to accounting workflows.
Look elsewhere if
Soldo may be a poor fit for sole traders, who the UK pricing page says cannot currently apply, or buyers seeking a free ongoing plan, and should evaluate alternatives such as Pleo or Spendesk instead.
Platforms
Android, API, iOS, SaaS, Web
TechZella assessment
8.1/10
Soldo — What Sets It Apart?
These are the product-specific differences that may matter when deciding whether the software fits your workflow. They are based on documented evidence rather than a universal ranking.
- Combines card spending controls and ring-fenced wallets with receipt and transaction management.
- The Business API supports custom connections and automations, including card creation and wallet top-ups.
- Plan tiers distinguish multi-wallet, advanced reporting and tailored enterprise integration support.
Soldo Pros & Cons
Pros
- Combines card controls, budgets, receipts and reporting in one spend-management workflow.
- Offers iOS and Android apps for receipt capture and expense updates.
- Provides a Business API for custom integrations and automation.
- Published UK pricing includes monthly options and a 30-day trial for Standard and Plus.
Cons
- There is no ongoing free plan, and the entry plans start with three users.
- Card issuance and cash withdrawals may incur charges outside the subscription.
- Unlimited pricing is quote-based, and some advanced controls and services are plan-dependent.
- API integrations require configuration of credentials, key pairs and access scopes.
Soldo Gotchas & Operational Limits
These are documented constraints or practical friction points that may matter before you adopt the product.
Soldo is not presented as a replacement for a business bank account.
Buyers need an existing business banking arrangement to fund and manage the account.
Evidence source ↗The Business API requires administrators to create credentials, generate an RSA key pair and select data scopes.
Custom integration work requires technical setup and deliberate access configuration.
Evidence source ↗Soldo Pricing & Plans
Standard
£27
month
Plus VAT. Starts with three users, three physical or virtual cards, one wallet and up to 20 outbound bank transfers per month. 30-day trial shown.
Check current pricing →Plus
£39
month
Plus VAT. Starts with three users, three physical or virtual cards, three company wallets and up to 30 outbound bank transfers per month. Includes multi-currency spending and OCR receipt capture. 30-day trial shown.
Check current pricing →Unlimited
Price on request
Custom plan with unlimited starting inclusions, advanced controls and tailored integration support.
Check current pricing →Pricing may change. Verify current plans on the vendor's website.
Quick Comparison
Compare the product with documented alternatives across the factors that can change a buying decision. Each row is evidence-backed rather than a generic feature checklist.
Soldo vs. Pleo
Documented comparison| Decision factor | Soldo | Pleo |
|---|---|---|
| Core scope | Business cards, wallets, spend controls, receipts and reporting. | Company spend management with employee and vendor cards, bill payments and accounting synchronization. Source ↗ |
| Accounting integrations | Vendor materials name accounting connections including Xero, QuickBooks, NetSuite and Sage. | Pleo lists connections including Xero, QuickBooks, NetSuite, Odoo and Sage Intacct. Source ↗ |
| Pricing model | Published UK Standard and Plus subscriptions start at £27 and £39 monthly, respectively, plus VAT; Unlimited is quote-based. | The cited US product page does not publish plan prices. Source ↗ |
Soldo vs. Spendesk
Documented comparison| Decision factor | Soldo | Spendesk |
|---|---|---|
| Core scope | Company cards, wallet budgets, expense capture and accounting workflows. | Spend management covers cards, invoices, expense claims and supplier payments. Source ↗ |
| Pricing model | Published UK Standard and Plus subscriptions start at £27 and £39 monthly, respectively, plus VAT; Unlimited is quote-based. | Spendesk says pricing varies with transaction volume and directs buyers to contact sales. Source ↗ |
| User pricing | Standard and Plus list three-user starting inclusions; additional use and financial-service fees may apply. | Spendesk says paid plans do not charge per active user, while transaction usage affects pricing. Source ↗ |
Only factors supported by the available research are shown. The comparison is descriptive, not a ranking.
Soldo Competitors & Alternatives
Compare similar products directly, then see which alternatives may make more sense when your requirements differ.
At a glance
Financial Management Software| Decision factor | Soldo | Pleo | Spendesk |
|---|---|---|---|
| Core scope | Business cards, wallets, spend controls, receipts and reporting. | Company spend management with employee and vendor cards, bill payments and accounting synchronization. Source ↗ | Spend management covers cards, invoices, expense claims and supplier payments. Source ↗ |
| Accounting integrations | Vendor materials name accounting connections including Xero, QuickBooks, NetSuite and Sage. | Pleo lists connections including Xero, QuickBooks, NetSuite, Odoo and Sage Intacct. Source ↗ | Not documented |
| Pricing model | Published UK Standard and Plus subscriptions start at £27 and £39 monthly, respectively, plus VAT; Unlimited is quote-based. | The cited US product page does not publish plan prices. Source ↗ | Spendesk says pricing varies with transaction volume and directs buyers to contact sales. Source ↗ |
| User pricing | Standard and Plus list three-user starting inclusions; additional use and financial-service fees may apply. | Not documented | Spendesk says paid plans do not charge per active user, while transaction usage affects pricing. Source ↗ |
Only factors supported by the available research are shown. The comparison is descriptive, not a ranking.
Direct competitors
These products address broadly similar requirements. The descriptions focus on documented reasons a buyer might compare them with Soldo.
Overview
Soldo is a business spend-management platform that combines company payment cards with software for budgets, transaction review and expense records. Employees can capture receipts in mobile apps, while finance teams manage spend and reporting through the platform.
The product connects with accounting systems and supports custom integrations through its Business API. Soldo says it works alongside, rather than replacing, a business bank account.
Soldo Features
Spend controls and payments
- Physical and virtual Mastercard cards
- User and company wallets
- Budgets and card spending rules
- Outbound bank transfers
- Payment requests and approvals, with availability varying by plan
Expense management
- Mobile receipt capture
- Receipt matching with OCR on Plus
- Transaction notes and expense categorization
- Expense review and reporting
Integrations and automation
- Accounting integrations including Xero, QuickBooks, NetSuite and Sage
- Business API for custom integrations and automations
- Transaction exports in XLSX, CSV and PDF formats
Demo & Screenshots
Soldo Specifications
| Hosting | SaaS |
|---|---|
| Mobile operating systems | iOS 15.6 or later; Android 10.0 or later |
| API authentication | OAuth 2.0 client credentials; API setup also uses application credentials and key-pair configuration |
| Data exports | XLSX, CSV and PDF |
| Free trial | 30 days for Standard and Plus; some financial service fees may still apply |
| UK registered office | 119 Marylebone Road, London, NW1 5PU, United Kingdom |
Deployment & System Footprint
Verified installation, hosting, administration, or environment details that can affect implementation.
| Installation or hosting | SaaS platform accessed through the web, with mobile apps for iOS and Android. Source ↗ |
|---|---|
| API environment | The Business API documentation provides production and sandbox server options. Source ↗ |
Migration & Lock-In
Documented portability, standards, export, or switching considerations. No switching-cost score is shown unless the evidence supports one.
Data portability
The pricing page says transaction data can be exported in XLSX, CSV and PDF formats.
Evidence source ↗Account closure
Soldo says customers can close an account and have remaining funds returned to the originating business bank account.
Evidence source ↗Our evidence-based assessment
TechZella Score
A proprietary editorial score based on product capabilities, usability, value, performance, support and user sentiment evidence.
8.1/10Moderate confidence
Official materials document cards, budgets, receipt capture, reporting, accounting connections and an API. G2 shows a 4.5/5 score across 200 reviews; this assessment is not a hands-on test.
Methodology v1.0. The assessment weighs feature coverage (25%), ease of use (15%), value for money (20%), performance (15%), support (10%) and user sentiment (15%), using researched product evidence and verified review evidence where available. It is a TechZella editorial assessment, not a direct user-review average.
Editorial transparency
Our Review Methodology
Key claims are linked to the sources used to verify them. This evidence record is separate from third-party user ratings.
TechZella evaluates software using documented product capabilities, pricing information, usability and value considerations, independent user evidence where available, and competitive context. The assessment is an editorial review, not a hands-on test unless one is explicitly identified. Our editorial assessment is based on 7 documented sources.
What TechZella adds
- Combines card spending controls and ring-fenced wallets with receipt and transaction management.
- The Business API supports custom connections and automations, including card creation and wallet top-ups.
- Plan tiers distinguish multi-wallet, advanced reporting and tailored enterprise integration support.
Important limitations
- Standard and Plus plans have monthly fees and minimum starting inclusions of three users.
- Card issuance, cash withdrawals and other financial services can carry charges beyond the software subscription.
- Some plan features, including broader integrations and tailored services, are limited to higher tiers.
Evidence-backed claimsSoldo was founded in London in 2015. Standard starts at £27 monthly and Plus at £39 monthly on the UK pricing page. Standard and Plus offer a 30-day trial. Soldo provides a Business API with configurable access scopes. The Business API can support accounting, HR and internal spend-management automations. Soldo offers native mobile apps for iOS and Android. G2 displays a 4.5 out of 5 rating for Soldo from 200 reviews.
The company’s About page identifies London as its founding location and 2015 as its founding year.
View source ↗Verified 2026-10-18The pricing page lists those monthly rates, each before VAT, with three-user starting inclusions.
View source ↗Verified 2026-10-18The pricing page displays trial offers, and the support guide says the trial lasts 30 days.
View source ↗Verified 2026-10-18The API setup documentation describes generating credentials and selecting scopes for resources and actions.
View source ↗Verified 2026-10-18Soldo documentation describes transaction exports, accounting dimensions, employee synchronization, card creation and wallet top-ups.
View source ↗Verified 2026-10-18Soldo support documentation identifies App Store and Google Play availability and lists minimum operating system versions.
View source ↗Verified 2026-10-18The G2 seller profile displays the rating and review count.
View source ↗Verified 2026-10-18FAQ
Does Soldo offer a free plan? The UK pricing page says there is no ongoing free plan. Standard and Plus have a 30-day trial.
Does Soldo replace a business bank account? No. Soldo describes its account and spend controls as working alongside a business bank account.
Which platforms are supported? Soldo provides a web platform and mobile applications for iOS and Android. Its Business API supports custom software integrations.
Can Soldo connect to accounting software? Official materials name Xero, QuickBooks, NetSuite and Sage, among other systems. Custom connections can be built using the Business API.
Can users export their data? Soldo says transaction data can be exported in XLSX, CSV and PDF formats.
Community feedback
Reviews
No reviews yet. Be the first to share your experience.
Write a Review
Please log in to submit a review.